/* fotaskra.is — kynningarvefur */
:root{
  --ink:#0b1726;--ink2:#12233a;--ink3:#1b3150;
  --teal:#11b3a1;--teal-d:#0c8f81;--teal-l:rgba(17,179,161,.12);
  --gold:#d4b15a;--gold-l:rgba(212,177,90,.12);
  --paper:#f6f3ec;--white:#fff;
  --line:rgba(255,255,255,.10);--line2:rgba(255,255,255,.18);
  --mute:rgba(246,243,236,.66);--mute2:rgba(246,243,236,.45);
  --r:12px;--r-lg:18px;--r-xl:26px;
  --serif:'Fraunces',Georgia,serif;--sans:'Geist',system-ui,-apple-system,'Segoe UI',sans-serif;
  --shadow:0 30px 80px rgba(0,0,0,.35);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--sans);font-size:16px;line-height:1.6;color:var(--paper);background:var(--ink);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{display:block;max-width:100%;height:auto}
a{color:inherit;text-decoration:none}
:focus-visible{outline:2px solid var(--teal);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-999px;top:8px;background:var(--teal);color:#fff;padding:8px 14px;border-radius:8px;z-index:200}
.skip:focus{left:12px}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}

/* Valmynd */
.nav{position:sticky;top:0;z-index:100;background:rgba(11,23,38,.82);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid var(--line)}
.nav-in{max-width:1140px;margin:0 auto;padding:0 24px;height:66px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--serif);font-weight:700;font-size:1.2rem;letter-spacing:-.01em}
.brand img{border-radius:9px}
.nav-links{display:flex;gap:4px;margin-left:8px}
.nav-links a{font-size:.9rem;color:var(--mute);padding:6px 11px;border-radius:9px;transition:color .15s,background .15s}
.nav-links a:hover,.nav-links a[aria-current]{color:var(--paper);background:rgba(255,255,255,.06)}
.nav-cta{margin-left:auto;display:flex;align-items:center;gap:14px}
.link-quiet{font-size:.9rem;color:var(--mute)}
.link-quiet:hover{color:var(--paper)}

/* Hnappar */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 24px;border-radius:var(--r-lg);background:var(--teal);color:#fff;font-weight:600;font-size:1rem;border:0;cursor:pointer;box-shadow:0 10px 30px rgba(17,179,161,.28);transition:background .15s,transform .15s}
.btn:hover{background:var(--teal-d);transform:translateY(-1px)}
.btn-sm{padding:8px 16px;font-size:.9rem;border-radius:11px;box-shadow:none}
.btn-ghost{background:transparent;color:var(--paper);border:1px solid var(--line2);box-shadow:none}
.btn-ghost:hover{background:rgba(255,255,255,.06)}

/* Forsíða */
.hero{position:relative;padding:88px 0 40px;overflow:hidden}
.hero::before{content:'';position:absolute;inset:-20% -10% auto auto;width:900px;height:700px;background:radial-gradient(closest-side,rgba(17,179,161,.16),transparent);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1fr;gap:48px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.75rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--teal);background:var(--teal-l);border:1px solid rgba(17,179,161,.3);padding:5px 13px;border-radius:999px}
.hero h1{font-family:var(--serif);font-weight:700;font-size:clamp(2.3rem,5.2vw,4rem);line-height:1.06;letter-spacing:-.02em;margin:22px 0 20px;max-width:17ch}
.hero h1 em{font-style:italic;color:var(--teal);font-weight:500}
.lead{font-size:1.13rem;color:var(--mute);max-width:58ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:32px 0 26px}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none}
.chips li{font-size:.82rem;color:var(--mute);border:1px solid var(--line);background:rgba(255,255,255,.04);padding:5px 12px;border-radius:999px}
.chips li::before{content:'✓ ';color:var(--teal);font-weight:700}
.shot{border-radius:var(--r-xl);border:1px solid var(--line2);background:#fff;box-shadow:var(--shadow);overflow:hidden;position:relative}
.shot-bar{display:flex;align-items:center;gap:7px;padding:10px 14px;background:#eef0f4;border-bottom:1px solid #e1e4ea}
.shot-bar i{width:10px;height:10px;border-radius:50%;background:#d3d7de}
.shot-bar span{margin:0 auto;font-size:.72rem;color:#6b7280;background:#fff;border-radius:6px;padding:2px 14px}
.shot-cap{font-size:.78rem;color:var(--mute2);margin-top:10px;text-align:center}

/* Kaflar */
section{padding:96px 0}
.sec-h{max-width:720px;margin-bottom:48px}
.sec-h.center{margin-left:auto;margin-right:auto;text-align:center}
.kicker{font-size:.74rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--teal);margin-bottom:12px}
h2{font-family:var(--serif);font-weight:700;font-size:clamp(1.8rem,3.4vw,2.6rem);line-height:1.15;letter-spacing:-.015em;margin-bottom:14px}
h3{font-family:var(--serif);font-weight:700;font-size:1.18rem;line-height:1.3;margin-bottom:8px}
.alt{background:linear-gradient(180deg,rgba(255,255,255,.025),rgba(255,255,255,0))}
.line{height:1px;background:linear-gradient(90deg,transparent,var(--line),transparent)}

/* Tölur */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r-xl);overflow:hidden;margin-top:56px}
.stat{background:var(--ink);padding:22px 20px}
.stat b{display:block;font-family:var(--serif);font-size:1.7rem;font-weight:700;color:var(--paper)}
.stat span{font-size:.85rem;color:var(--mute)}

/* Eiginleikar */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{background:rgba(255,255,255,.04);border:1px solid var(--line);border-radius:var(--r-xl);padding:28px;transition:border-color .2s,background .2s,transform .2s}
.card:hover{border-color:rgba(17,179,161,.32);background:rgba(255,255,255,.06);transform:translateY(-2px)}
.card p{font-size:.93rem;color:var(--mute)}
.ico{width:44px;height:44px;border-radius:12px;background:var(--teal-l);border:1px solid rgba(17,179,161,.28);display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--teal)}
.ico svg{width:22px;height:22px}
.tag{display:inline-block;font-family:var(--sans);font-size:.66rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--gold);border:1px solid rgba(212,177,90,.4);background:var(--gold-l);padding:2px 8px;border-radius:999px;margin-left:6px;vertical-align:middle}

/* Vinnuflæði */
.flow{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;counter-reset:f}
.flow li{list-style:none;position:relative;padding:24px;border:1px solid var(--line);border-radius:var(--r-lg);background:rgba(255,255,255,.03)}
.flow li::before{counter-increment:f;content:counter(f);display:flex;width:34px;height:34px;border-radius:50%;align-items:center;justify-content:center;font-weight:700;color:var(--teal);background:var(--teal-l);border:1px solid rgba(17,179,161,.3);margin-bottom:14px}
.flow p{font-size:.9rem;color:var(--mute)}

/* Lögin */
.law{display:grid;grid-template-columns:1fr 1.1fr;border:1px solid var(--line);border-radius:var(--r-xl);overflow:hidden;background:rgba(255,255,255,.035)}
.law-a{padding:44px;border-right:1px solid var(--line)}
.law-b{padding:36px 44px;display:grid;gap:14px;list-style:none}
.date{display:inline-block;font-size:.8rem;font-weight:600;color:var(--gold);background:var(--gold-l);border:1px solid rgba(212,177,90,.4);padding:5px 13px;border-radius:999px;margin-bottom:18px}
.law-a p{color:var(--mute);font-size:.95rem}
.law-b li{display:flex;gap:12px;font-size:.92rem;color:var(--mute)}
.law-b li strong{color:var(--paper);font-weight:600}
.law-b li::before{content:'✓';flex:0 0 22px;height:22px;border-radius:50%;background:var(--teal-l);color:var(--teal);font-size:.72rem;font-weight:700;display:flex;align-items:center;justify-content:center;margin-top:2px}
.ref{font-size:.74rem;color:var(--mute2);white-space:nowrap}

/* Verð */
.price{display:grid;grid-template-columns:1.15fr 1fr;gap:16px}
.price-main{border:1px solid rgba(17,179,161,.35);border-radius:var(--r-xl);padding:40px;background:linear-gradient(160deg,rgba(17,179,161,.09),rgba(255,255,255,.02))}
.amount{font-family:var(--serif);font-size:3.1rem;font-weight:700;line-height:1;margin:10px 0 6px}
.amount small{font-family:var(--sans);font-size:1rem;font-weight:400;color:var(--mute);margin-left:6px}
.note{font-size:.86rem;color:var(--mute);margin-bottom:24px}
.incl{display:grid;grid-template-columns:1fr 1fr;gap:9px 18px;list-style:none}
.incl li{font-size:.9rem;color:var(--mute);display:flex;gap:8px}
.incl li::before{content:'✓';color:var(--teal);font-weight:700}
.price-side{display:grid;gap:16px}
.box{border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;background:rgba(255,255,255,.035)}
.box .amount{font-size:1.7rem;margin:4px 0}
.box p{font-size:.86rem;color:var(--mute)}
.calc{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:12px}
.calc label{font-size:.88rem;color:var(--mute)}
.calc input{width:72px;padding:8px 10px;border-radius:10px;border:1px solid var(--line2);background:rgba(255,255,255,.06);color:var(--paper);font-size:1rem}
.calc output{font-family:var(--serif);font-size:1.35rem;font-weight:700}

/* Umsókn */
.reg{display:grid;grid-template-columns:1fr 1.05fr;border:1px solid var(--line);border-radius:var(--r-xl);overflow:hidden;background:rgba(255,255,255,.04);box-shadow:var(--shadow)}
.reg-a{padding:48px;border-right:1px solid var(--line);background:rgba(255,255,255,.02)}
.reg-a ul{list-style:none;display:grid;gap:12px;margin:24px 0 32px}
.reg-a li{display:flex;gap:10px;color:var(--mute);font-size:.93rem}
.reg-a li::before{content:'✓';color:var(--teal);font-weight:700}
.reg-b{padding:48px}
.field{margin-bottom:16px}
.field label{display:block;font-size:.78rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--mute2);margin-bottom:6px}
.field input,.field textarea{width:100%;padding:12px 14px;border-radius:var(--r);border:1px solid var(--line2);background:rgba(255,255,255,.06);color:var(--paper);font-size:16px;font-family:var(--sans);transition:border-color .15s,box-shadow .15s}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(17,179,161,.18)}
.field input[aria-invalid=true]{border-color:#f87171}
.field textarea{min-height:96px;resize:vertical}
.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.err{background:rgba(248,113,113,.12);border:1px solid rgba(248,113,113,.35);color:#fecaca;border-radius:var(--r);padding:12px 14px;font-size:.9rem;margin-bottom:16px}
.ok{text-align:center;padding:40px 10px}
.ok .big{font-size:3rem;margin-bottom:12px}
.fine{font-size:.76rem;color:var(--mute2);margin-top:12px;text-align:center}
.reg-b .btn{width:100%;margin-top:6px}

/* Spurningar */
.faq{display:grid;gap:10px;max-width:860px}
.faq details{border:1px solid var(--line);border-radius:var(--r-lg);background:rgba(255,255,255,.035)}
.faq summary{cursor:pointer;list-style:none;padding:18px 22px;font-weight:600;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';color:var(--teal);font-size:1.3rem;line-height:1;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 22px 20px;color:var(--mute);font-size:.94rem}

/* Um okkur */
.about{display:grid;grid-template-columns:280px 1fr;gap:48px;align-items:start}
.portrait{width:100%;aspect-ratio:1;border-radius:var(--r-xl);object-fit:cover;border:1px solid var(--line2);background:var(--ink3)}
.portrait-ph{display:flex;align-items:center;justify-content:center;font-family:var(--serif);font-size:4rem;font-weight:700;color:var(--teal)}
.prose p{color:var(--mute);margin-bottom:16px;font-size:1.02rem}
.prose p strong{color:var(--paper)}
.prose h2{margin-top:36px}
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:20px}

/* CTA og fótur */
.cta{border:1px solid var(--line);border-radius:var(--r-xl);padding:44px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;background:linear-gradient(120deg,rgba(17,179,161,.12),rgba(212,177,90,.06))}
.cta p{color:var(--mute)}
.foot{border-top:1px solid var(--line);padding:56px 0 28px;margin-top:40px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
.foot-grid a{display:block;color:var(--mute);font-size:.9rem;padding:3px 0}
.foot-grid a:hover{color:var(--paper)}
.foot .brand{display:flex}
.foot-lead{color:var(--mute2);font-size:.88rem;margin-top:10px;max-width:34ch}
.foot-h{font-size:.74rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--mute2);margin-bottom:8px}
.foot-bottom{margin-top:36px;padding-top:20px;border-top:1px solid var(--line);font-size:.8rem;color:var(--mute2)}

/* Hreyfing (aðeins ef notandi leyfir) */
.rv-on{opacity:0;transform:translateY(16px)}
.rv-on.in{opacity:1;transform:none;transition:opacity .6s ease,transform .6s ease}

@media (min-width:1000px){
  .hero-grid{grid-template-columns:1.02fr 1fr}
  .hero .shot{transform:perspective(1600px) rotateY(-6deg) rotateX(2deg);transform-origin:left center}
}
@media (max-width:980px){
  .grid3,.values{grid-template-columns:1fr 1fr}
  .flow{grid-template-columns:1fr 1fr}
  .law,.price,.reg,.about{grid-template-columns:1fr}
  .law-a,.reg-a{border-right:0;border-bottom:1px solid var(--line)}
  .about{gap:28px}.about .portrait{max-width:220px}
  .stats{grid-template-columns:1fr 1fr}
  .nav-links{display:none}
}
@media (max-width:620px){
  .wrap,.nav-in{padding:0 16px}
  section{padding:68px 0}
  .hero{padding:56px 0 24px}
  .grid3,.flow,.values,.incl,.two{grid-template-columns:1fr}
  .law-a,.law-b,.reg-a,.reg-b,.price-main{padding:28px 22px}
  .cta{padding:28px 22px}
  .foot-grid{grid-template-columns:1fr}
  .link-quiet{display:none}
  .amount{font-size:2.5rem}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .btn:hover,.card:hover{transform:none}
}